What do you get?
The HoReCa sector is one of the fastest growing sectors of the economy, changing under the influence not only of new technologies but also of changing customer needs. Companies in the industry are facing increasingly complex and diverse risks related to property, protection of personal data of customers and employees, employer liability, business interruption and more.
Our goal is to make our industry knowledge and proven skills available to your business. We create value by improving the protection of your business and offering innovative and personalized insurance services. UniCredit Insurance Broker will help you reduce total costs, better allocate your capital and improve the overall profitability of your business.
Thanks to our many years of experience we can offer an effective and cost-optimized combination of insurances that meet the risk profile of each client. We offer solutions that gain a strategic advantage over your competitors. We can limit the impact of specific risks to protect your company's market share, value, balance and reputation.
Types of insurance
We will insure your liability to guests and visitors of the tourist site for damages resulting from the activities of the insured as a hotelier or restaurateur. The liability of all categories of employees on employment or civil contracts is also covered.
The territorial validity may be within the limits of the insured site or may be extended to the territory of the Republic of Bulgaria, when offering additional services outside the site. An insurance event under this insurance can be a bodily injury to a guest as a result of an accident or poisoning by food and drink, damage or theft of a tourist's property.
The recent increase in cyber attacks and the wide variety of privacy risks pose a threat of significant financial loss and reputational damage. This product covers many of the risks associated with data security in a company and in particular the security of personal data. Cyber insurance covers a wide range of risks and scenarios related not only to personal data, but also to the leakage of other information, hacking attacks, security of information services, etc.
UniCredit Insurance Broker will offer you new insurance solutions tailored to the specific needs of your business.
We will structure the appropriate combination of insurance for the buildings, equipment and inventory in them, extended with damages from business interruption. Our solutions offer coverage of risks against fire, natural disasters, floods, plumbing accidents, earthquakes, loss of income, theft and robbery, damage from guests and visitors to the site, as well as automatic coverage of minor damages, which allows their removal (repair) to be done during the day.
Questions and Answers
The sum insured is determined on the basis of its replacement or actual value. Contract value can also be applied. We will help you choose the formation of the sum insured. Please contact us at jotvsbodfAvojdsfejumfbtjoh/ch or fill in the contact form below.
The notice period is regulated in the General Terms and Conditions of your insurer and varies depending on the type of insurance event. Please check carefully, because meeting these deadlines is usually important for paying for an insurance event.
UniCredit Insurance Broker protects you and your clients and partners. We provide coverage to third parties, which includes compensation for emotional trauma, as well as compensation for media liability, when disclosing data that may be perceived as defamation or copyright infringement by the Insured. We know how exorbitant the fines from the regulatory authorities could be for leaks of personal data, so they will also be our concern.