What do you get?
Every trip is associated with good emotions and exciting experiences, but sometimes it is interrupted by unforeseen situations, such as an emergency, lost luggage, theft and more. These circumstances can lead to significantly higher costs. This can easily be avoided by taking out travel insurance with adequate coverage.
At UniCredit Insurance Broker we develop individual insurance solutions together with our clients, which guarantee your peace of mind and protection during your vacation. We offer a wide selection of insurance products from many insurance companies with coatings to meet the needs and requirements of each client.
Types of insurance
Travel Assistance Insurance allows you to protect yourself in the event of expenses caused by a medical problem during your vacation or business trip.
The insurance can be concluded in the form of an individual or group (for two or more persons) contract.
The insurance provides coverage and services depending on the selected coverage, which may include:
- Accidental death and permanent disability as a result of an accident
- Hospital and outpatient treatment as a result of an accident and / or acute illness
- Dental treatment for sudden pain
- Loss, theft, damage and destruction of personal luggage
- Legal aid
- Liability to third parties, etc.
Travel Cancellation Insurance provides you with coverage (up to the amount covered) for prepaid non-refundable travel expenses if you have to cancel your trip for reasons unforeseen at the time of concluding the policy and are beyond your control.
Common reasons for canceling a trip are:
Injury or illness to you, your partner, family member or business partner.
A natural disaster destroys your destination, your planned accommodation or your own home.
Problems with the schedule may include the obligation of jurors, subpoenas or giving an expert opinion after the date of booking
You or your companion are involved in a traffic accident before the planned departure.
Damage or theft of the vehicle, or accident of the vehicle with which the trip is made, caused an unexpected delay.
Your home or office is vandalized, broken into or damaged by crime.
You cannot travel because your ID card or passport has been lost or stolen, but in case of proven physical impossibility to reissue them before the trip.
Questions and Answers
We recommend that you take out insurance long enough before your trip begins.
It is mandatory to call the contact phone number listed in your insurance policy. On it you will receive instructions on how to act, depending on the case. The insurance company of the insurer will help you choose a suitable medical institution.
To avoid misunderstandings, it is important to always call the Insurer's Assistance Company on the phone number listed in the policy.
They will usually refer you to a medical facility that will provide you with medical care without having to pay for the treatment / examination.
If, in connection with the event, you need to incur medical expenses, request and keep all documents for the expenses incurred for your treatment, as you will need to provide them to the insurer when making a claim.
- The insurance coverage enters into force at 00:01 on the date specified as the starting date in the insurance contract.
- The insurance coverage is valid for the period for which the respective premium / installment has been paid and according to the term of the insurance contract.
- The insurance coverage ends at 23:59 on the date specified as the end date in the insurance contract.