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How can I defer my purchases made with a debit card directly in Bulbank Mobile?

Log in to Bulbank Mobile and select the “Cards” section on the app's home screen.

When you are on the card level, you will find detailed information about the transactions made at the bottom of the screen

• If there is a transaction equal to or greater than BGN 150 and up to BGN 1,600, a “Defer” button appears in Bulbank Mobile, which starts the deferral process.
• When you select the “Defer” button, a section with information about the purchase will open. If you have more than one transaction that can be deferred, you can select it as well.
• When you select the “Get Offer” button, a section with options for deferring monthly payments will open.
• Select the desired deferral period for payments – between 3, 6, 9, or 12 months.
• Confirm the installment plan after reviewing the monthly installment and payment amounts.
• After confirmation, you will receive information about your successful installment plan application, which is in the form of a consumer loan from UniCredit Consumer Financing.
• Get an immediate response on whether you have been approved and sign all documents digitally!
• You will receive a notification when the amount is available to you.

*Refunds for debit card transactions are not possible for foreign citizens and for transactions related to gambling, the purchase of weapons, ATM withdrawals, as well as those worth less than BGN 150 or more than BGN 1,600.