What is a digital wallet, how to add a card to it and how to use it?

Digital Wallet is an integrated functionality in Bulbank Mobile, by which customers of the bank with mobile phones with Android operating system have the possibility in a fast, easy and secure way to digitalise their Visa or Mastercard card and subsequently to make contactless payments with their mobile phone.

For this purpose, the mobile phone has to use Android operating system with a version above 8 and a NFC functionality, and in advance a method for unlocking the phone must be set – a PIN, sample or fingerprint.

Owners of Apple devices can add their Visa and Mastercard cards issued by UniCredit Bulbank to Apple Wallet, where for this purpose they need to have the latest version of iOS, watchOS or macOS operating systems.

How to add my card to a digital wallet for Android devices

To add a card to a digital wallet in Bulbank Mobile:

1. Log into Bulbank Mobile and select the card you wish.
2. Check if there is a button “Add to wallet” on the screen and press it.
3. Confirm the addition of the card to the digital wallet.
4. On the screen, you will see the text “The card has been added to the wallet”. Click on it to make the card a main card for payment, to select a single payment with it or to remove it from the digital wallet.

How to add my card to a digital wallet for iOS devices

How to add my card to a digital wallet for iOS devices:

• VISA debit and/or credit card, issued by the bank to a private individual or a legal entity.
• Mastercard debit and/or credit card, issued by the bank to a private individual.
   

The addition of a card to Apple Wallet can be done also in Bulbank Mobile in the following way:

1. Log into Bulbank Mobile and select the card you wish.
2. Check if there is a button “Add to Apple Wallet” on the screen and press it.
3. Automatically, you will be transferred to Apple Wallet where you can complete the process.

How to make a payment with my smart phone with Android operating system

With the digital wallet in Bulbank Mobile you can make payments on all contactless POS terminals in Bulgaria and abroad:

1. Unlock your phone with a PIN, sample or fingerprint. No logging into Bulbank Mobile is required!
2. You can wave your phone near the contactless POS terminal.
3. When the payment is successful, the POS terminal will make a sound and a receipt for the transaction will be printed out.
    

Before making a payment with your mobile device, first check if:

1. Your bank card is active, digitalised and selected as a main card for payment.
2. The Bulbank Mobile app is selected as an application for payment by default from the settings of your phone.
3. The NFC functionality on your mobile phone has been activated.

How to make a payment with my iPhone

Payment with iPhone and Touch ID:

1. Double-click on the Home button with Touch ID and open Apple Wallet. The card at the top of your Wallet is your payment card by default.
2. Hold the top of your iPhone near the contactless POS terminal or reader until you hear the sound signal and see the message “Done” and a checkmark on the phone display.
3. The payment is successful after a receipt is printed out.

Payment with iPhone and Face ID:

1. To use your default card, double-click the side button of your iPhone.
2. Then glance at your iPhone to authenticate with Face ID.
3. Hold the top of your iPhone near the contactless POS terminal or reader.
4. Wait for the sound signal and the message “Done” with a checkmark on the phone display.