Consumer Loan

  • Fast response
  • Application with ID card only
  • Fixed interest rate optional for the entire loan period
  • Loan amount from BGN 150 up to BGN 75,000
  • Term of the loan up to 10 years
  • Consolidation of obligations under the best conditions
  • Special conditions for self-insured clients
  • No hidden fees and commissions
  • Opportunity to get an insurance with an insurance company partner of UniCredit Consumer Financing


Calculate and Send Request

The financing I want to receive is
I plan to repay him for

*The calculation is approximate and represents only a guidance regarding the possible amount of payment of the instalment for the indicated amount of the loan and it does not include insurance. The specific proposal to you and its terms on the part of the bank depends on your individual profile and may differ from the presented calculation. Once you submit a request, our consultant will contact you with full details.



From 3 up to 120 months



Minimum amount

150 BGN

Maximum amount

75 000 BGN

Interest rate type

At the option of the borrower:

  • Fixed for the entire credit period
  • Variable - set aside of market interest rate index (1-month ADI) plus a margin.

Interest terms

Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at  UniCredit Bulbank


No collateral*

*Subject to individual assessment of the risk profile of the customer

What can you use the loan for?

  • Your home - repairs, purchase of furnishing, new equipment
  • Training
  • Trips and holidays
  • Consolidation of obligations
  • Current or unforeseen expenses
  • Any special moments!

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Apply online

Send an inquiry

Call telephone

0700 11 660

Bank branch

Visit the nearest branch of UniCredit Bulbank

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