Consumer Loan
Characteristics
Terms
IconFrom 3 up to 120 months
Currency
IconBGN
Minimum amount
Icon150 BGN
Maximum amount
Icon75 000 BGN
Interest rate type
IconAt the option of the borrower:
- Fixed for the entire credit period
- Variable - set aside of market interest rate index (1-month ADI) plus a margin.
Fixed interest rate
Iconoptional for the entire loan period
Term of the loan
Iconup to 10 years
Interest terms
IconPricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
Collateral
IconNo collateral*
*Subject to individual assessment of the risk profile of the customer
Special conditions
Iconfor self-insured clients
No hidden fees
Iconand commissions
Opportunity to get an insurance
Iconwith an insurance company partner of UniCredit Consumer Financing
*The promotional interest rate of 4,60% is variable. The offer is valid until 30.06.2022 for loan amounts exceeding BGN 20,000 and a proven net income exceeding BGN 1,200.
Example: A consumer loan of BGN 25,000 for a period of 120 months; a monthly installment of BGN 272.24, with a floating annual interest rate – 4.56%, annual percentage rate – 5.68%, and transfer of salary. The insurance premium* amounts to BGN 8.95 per month and is included in the loan installment.
The total due amount at the end of the loan term is BGN 32,668.58, including insurance.
The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.
*If no insurance policy has been concluded to the consumer loan agreement, no insurance premium shall be added to the monthly installment.
What can you use the loan for?
- Your home - repairs, purchase of furnishing, new equipment
- Training
- Trips and holidays
- Consolidation of obligations
- Current or unforeseen expenses
- Any special moments!
How to apply?
Documents Required
- ID card only*
*UniCredit Consumer Financing reserves the right to require additional documents
Related Products
Current Accounts
Discover the great range of current bank accounts for locals and foreigners in currencies like BGN, EUR, USD, CHF and GBP.
Online and Mobile Banking
Do your banking online, on your mobile phone or at ATMs. Easy and convenient, anywhere you are, anytime you like.
Bulbank Mobile
We brought banking at your fingertips!
