From 3 up to 120 months
75 000 BGN
Interest rate typeIcon
At the option of the borrower:
- Fixed for the entire credit period
- Variable - set aside of market interest rate index (1-month ADI) plus a margin.
Fixed interest rateIcon
optional for the entire loan period
Term of the loanIcon
up to 10 years
Pricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
*Subject to individual assessment of the risk profile of the customer
for self-insured clients
No hidden feesIcon
Opportunity to get an insuranceIcon
with an insurance company partner of UniCredit Consumer Financing
*The promotional interest rate of 4,60% is variable. The offer is valid until 30.06.2022 for loan amounts exceeding BGN 20,000 and a proven net income exceeding BGN 1,200.
Example: A consumer loan of BGN 25,000 for a period of 120 months; a monthly installment of BGN 272.24, with a floating annual interest rate – 4.56%, annual percentage rate – 5.68%, and transfer of salary. The insurance premium* amounts to BGN 8.95 per month and is included in the loan installment.
The total due amount at the end of the loan term is BGN 32,668.58, including insurance.
The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.
*If no insurance policy has been concluded to the consumer loan agreement, no insurance premium shall be added to the monthly installment.
What can you use the loan for?
- Your home - repairs, purchase of furnishing, new equipment
- Trips and holidays
- Consolidation of obligations
- Current or unforeseen expenses
- Any special moments!