Consumer Loan

  • Fast response
  • Application with ID card only
  • Fixed interest rate optional for the entire loan period
  • Loan amount from BGN 150 up to BGN 75,000
  • Term of the loan up to 10 years
  • Consolidation of obligations under the best conditions
  • Special conditions for self-insured clients
  • No hidden fees and commissions
  • Opportunity to get an insurance with an insurance company partner of UniCredit Consumer Financing




From 3 up to 120 months



Minimum amount

150 BGN

Maximum amount

75 000 BGN

Interest rate type

At the option of the borrower:

  • Fixed for the entire credit period
  • Variable - set aside of market interest rate index (1-month ADI) plus a margin.

Interest terms

Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at  UniCredit Bulbank


No collateral*

*Subject to individual assessment of the risk profile of the customer

What can you use the loan for?

  • Your home - repairs, purchase of furnishing, new equipment
  • Training
  • Trips and holidays
  • Consolidation of obligations
  • Current or unforeseen expenses
  • Any special moments!

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Apply online

Send an inquiry

Call telephone

0700 11 660

Bank branch

Visit the nearest branch of UniCredit Bulbank

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