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Market interest rate

Market interest rate

Average Deposit Index (ADI) as a reference interest rate for factoring transactions


  • This Methodology regulates the method of calculating the Average Interest Deposit Index (ADI) as a reference interest rate of UniCredit Bulbank AD on factoring transactions denominated in BGN, as well as the method of its application and its periodic change.
  • ADI represents the average interest rate on all existing deposits of companies and individuals in BGN (excluding financial institutions) in the banking sector in Bulgaria and is applied to loans with variable interest rates denominated in BGN.

Interest Indexes of UniCredit Bulbank