Allianz Growth Dowry Insurance

Give your child unforgettable childhood and initial capital to successfully start his life with Allianz Growth Dowry Insurance. The insurance protects your child in case of insurance event and guaranties that the child will receive the accumulated amount at the age of 18 or upon marriage.

  • Guaranteed start-up capital for your child when the child becomes 18 years old
  • Additional income from investments
  • The parent is also insured for the duration of the insurance policy
  • Insurance benefit is paid to the child in case of occurrence of any fatal events
  • The accumulated amount is obtained in the form of a scholarship upon expiry of the insurance policy term.




Risks covered

  • Death of the insured:

The child is paid 50% of the agreed insurance amount.

  • Permanent disability as a result of insurance accident:

The insured receives a percentage of the insurance amount equal to the disability percentage.

  • Permanent disability as a result of insurance accident which exceeds 30%:

The insured is released from his obligation for further payment of insurance premiums, while the insurance amount is retained in full.


Scope of the insurance

Allianz Growth Dowry Insurance is an investment made in favour of the child to ensure one of the most important moments in his life.



Insurance period

From 5 to 18 years.

The insurance period is determined depending on the age of the child so that upon maturitythe child should be at the age of 18.

Coverage of additional risks

The Accident Package allows you to choose the following additional coverage:

  • Death as a result of an accident
  • Temporary disability to work
  • Hospitalalisation
  • Medical expenses

Insurance amount

Upon maturity Allianz pays the insurance amount to the child.

Conclusion of insurance policy

Allianz Growth Dowry Insurance is offered for healthy persons aged 14 - 65 but not more than 70 years of age upon maturityof the insurance.

Required Documents

  • Application of life Insurance Policy with health declaration
  • Financial questionnaire (only when the insurance sumexceeds BGN 60,000 or EUR / USD 30,000)
  • Medical examinations - performed if the insurance sumexceeds certain insurance amounts
  • Declaration of origin of funds - it must be submitted when the total amount of the insurance premiums payable during the entire period of validity exceeds BGN 30,000
  • Insurance policy

You must become familiar with the General Terms and Conditions.

You can obtain additional information in the nearest branch of Unicredit Bulbank.

Early termination

The insured is entitled to terminate the insurance policy prior to maturity and to receive the insurance policy surrender value.

The insurer (Allianz Bulgaria Life) is entitled to terminate the insurance policypursuant to the General Terms and Conditions.

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