Household Property Insurance

Protect your property with a Household Property Insurance. This product is created by Generali Insurance specifically for UniCredit Bulbank account holders and is available at extremely favorable conditions.

  • Quick and easy procedure for conclusion of the insurance and claims registration
  • No deductibles for all risks including earthquake
  • An option to pay the insurance premium in semi-annual or annual installments
  • No preliminary inventory and assessment of movable and immovable property
  • Improvements in the home or newly acquired movable property (furniture, equipment, appliances) are considered automatically insured without additional premium
  • Payment of compensation at replacement cost (without applying amortization of property)




Risks covered

  • Fire, lightning, explosion
  • Storm, hail and flooding due to natural disasters.
  • Earthquake
  • Cost of cleaning debris as a result of an insured event

  • Draining of water and steam (plumbing, sewage or heating installation accidents and forgotten faucets and fountains)
  • Short circuit and electric shock
  • Vandalism and robbery
  • Burglary, also by using a technical mean


Object of insurance

  • Immovable property – from BGN 20 000 to BGN 500 000
  • Movable property – 10% of the selected insurance value of immovable property

Insurance amount and cost of insurance

This insurance is available at preferential rates in various packages depending on the insured amount (the limit of insurer’s liability) for the immovable and movable property of the insured person.

Additional bonus coverages

  • Landslide and collapse of groundwater
  • Impact of a vehicle or an animal
  • Broken glass
  • Civil liability to third parties
  • Cost of hotel, if the home became uninhabitable
  • Other

Term of insurance

This insurance is taken out for indefinite period of time and can be cancelled by the client at any time.

How to conclude the insurance

The Household Property Insurance can be concluded by any UniCredit Bulbank account holder. For more information, please visit the closest branch of the bank.

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