Modula Program

Save up to 40% of the monthly fees with the Modula Program. You use banking products and services of your choice and pay a joint monthly fee.

  • You can choose the banking products you want to use.
  • You pay one joint monthly fee.
  • You get a discount of up to 40% depending on the selected combination.






Basic package of products and services

  • Current (card) account in BGN with international debit card
  • Bulbank Online
  • Bulbank Mobile

Minimum amount



In accordance with the Interest Rate Bulletin.


Interest bulletin

Additional Products and Services

  • Current account in foreign currency
  • Current (card) account in foreign currency with international debit card
  • Withdrawal of cash from an ATM of another bank in Bulgaria with no fee
  • Utility/periodic payments in BGN – 7 transactions a month
  • SMS notification through the Infodirect information system

  • Unlimited number of non-cash intrabank transfers in BGN ordered online
  • Non-cash interbank transfers in BGN ordered online – 3 transactions a month
  • Overdraft – no fee for consideration of documents (credit rating)
  • Credit card – no annual service fee

Account Opening


Fill in our short form and our consultant will contact you with a concrete proposal and more information on the product.


In person

Upon presentation of identification document.

Install our mobile banking app Bulbank Mobile and manage your accounts anywhere anytime.
Activate now

Bulbank Mobile

Mobile banking provides a swift and convenient way to manage your money.

Learn more