Modula Program

Save up to 40% of the monthly fees with the Modula Program. You use banking products and services of your choice and pay a joint monthly fee.

  • You can choose the banking products you want to use.
  • You pay one joint monthly fee.
  • You get a discount of up to 40% depending on the selected combination.






Basic package of products and services

  • Current (card) account in BGN with international debit card
  • Bulbank Online
  • Bulbank Mobile

Minimum amount



In accordance with the Interest Rate Bulletin.


Interest bulletin

Additional Products and Services

  • Current account in foreign currency
  • Current (card) account in foreign currency with international debit card
  • Withdrawal of cash from an ATM of another bank in Bulgaria with no fee
  • Utility/periodic payments in BGN – 7 transactions a month
  • SMS notification through the Infodirect information system

  • Unlimited number of non-cash intrabank transfers in BGN ordered online
  • Non-cash interbank transfers in BGN ordered online – 3 transactions a month
  • Overdraft – no fee for consideration of documents (credit rating)
  • Credit card – no annual service fee

Account Opening


Fill in our short form and our consultant will contact you with a concrete proposal and more information on the product.


In person

Upon presentation of identification document.

Activate now

Bulbank Mobile

I want the app

Install our mobile banking app Bulbank Mobile and manage your accounts anywhere anytime.