Characteristics and fees
Debit Mastercard Kids is the international debit card with contactless functionality and a special design ensuring protected access to your funds.
It is issued as an additional debit card for a minor person– from 10 to 14 years of age, to the main Debit Mastercard of a parent/guardian.
Suitable for
Children from 10 to 14 years of age
Specific characteristics of the product
- Low transactional limits for payment and withdrawing in cash
- Decreasing the option for e-transactions
- Restrictions of the use of the card with regard to specific merchant outlets related to subject of activity as gambling, alcohol, cigarettes, etc.)
Coverage
International
Functionality
Chip, magnetic stripe and contactless functionality
Currency
BGN, EUR, USD depending on the type of the currency of the main card/account
Validity of the card
4 years, without an option for automatic re-issuance following the expiry of the card validity term
Time limit for issuing
- Standard - 5 business days
- Express - up to 48 hours
24/7 Customer Service Centre
in case of accident or if you need to check the card balance
Preferential conditions and special programmes
PLUS Programme
Please, read the entire list of parameters of the card under the Tariff and the General Terms and Conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments.
Parameters |
Amount |
---|---|
Issuing |
No fee |
Express issuing/re-issuing |
No fee |
Current account opening |
No fee |
Re-issuing following expiry of the validity term |
No fee |
Monthly fee for card servicing |
No fee |
Monthly fee for account maintenance and servicing |
No fee |
Change of card parameters |
No fee |
Preferential conditions and package programmes |
Parameters |
Amount |
---|---|
Payment in merchant outlets in Bulgaria and abroad |
No fee |
Cash withdrawal at an ATM: |
|
of the bank in Bulgaria |
No fee |
of another bank in Bulgaria |
No fee |
of UniCredit Group banks abroad |
No fee |
of non-UniCredit Group banks abroad |
3 ЕUR + 1% |
Upon performing a bank card transaction on a real or virtual device abroad in a currency different from the currency of the card account, the transaction amount shall be converted in an amount for sending the financial output of the executed transaction from the Acquiring Bank of the merchant that has accepted the payment to the Card Issuing Bank at the exchange rate of the International Card Organization (ICO), VISA or Mastercard applied on the day of sending. UniCredit Bulbank AD shall book the transaction on the Client’s account where the sent amount debiting the Client’s account shall be converted in an amount in the currency of the account at the respective buy/sell exchange rate of UniCredit Bulbank AD applied on the day of booking the transaction (which may be different from the day of sending the payment). The currency of the amount of the sent payment transaction is USD (for payments made in US dollars) and EUR (for all other payments). UniCredit Bulbank AD does not apply any additional fees in case of revaluation of the bank card transactions.
Parameters |
Amount |
---|---|
Payment at POS terminals at merchant outlets |
BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days |
Cash withdrawal at an ATM in Bulgaria |
BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days |
Cash withdrawal at an ATM abroad |
BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days |
Total number of payments per period |
20 per 24 hours 50 per 7 hours |
Issuing of the card
Required documents:
- Application for issuing of a debit card for individuals
- Birth Certificate of the minor person
- ID card of a parent /guardian
Request your Debit MasterCard Kids at any Bank branch.
Application of the card and specific characteristics
The debit card is accepted in more than 32 million merchant outlets throughout the world and by more than 1.9 million ATMs - wherever Mastercard is accepted.
With his/her Debit Mastercard Kids your kid will be able to:
- Make contactless payments - fast, easy and safely, with one motion, without entering a PIN code for purchases in the amount of up to BGN 50 in merchant outlets in Bulgaria with the contactless payments symbol
- Pay for goods and services at POS terminals in merchant outlets in Bulgaria and abroad
- Collect and pay using points for purchases at merchant outlets in the PLUS Programme
- Cash withdrawal at an ATM
With the additional Debit Mastercard Kids the following transactions cannot be performed:
Cash back
Cash withdrawal at a POS terminal at a bank office
Paying of bills through ATMs in the system of BORIKA AD
Cash M transfer in the Republic of Bulgaria at an ATM offering this service
Cash withdrawal on a mechanical device - imprinter
How does contactless payment work?
You can use your card contactlessly, if there is the characteristic symbol on the terminal, following these steps:
-
See the amount on the POS terminal display.
-
Tap your card to the symbol on the POS terminal.
-
The terminal makes sound and light signals and the transaction is complete.
In case of contactless payments abroad, the value of the payment below which the entry of a PIN code is not required is different and is defined by the Bank servicing the terminal and the international card organizations (ICO).
For example, the average limit for payment without entering a PIN code in Europe is EUR 25.
Card activation
The process of card activation is now much faster and easier. After you receive your bank card you can activate it by changing your initial PIN code at an ATM of UniCredit Bulbank AD or at any other ATMs with the Borica AD* logo.
* The card activation and the change of PIN code is possible only at ATMs in Bulgaria!