Debit Mastercard Kids

Characteristics and fees

Debit Mastercard Kids is the international debit card with contactless functionality and a special design ensuring protected access to your funds.

It is issued as an additional debit card for a minor person– from 10 to 14 years of age, to the main Debit Mastercard of a parent/guardian.

Suitable for

Children from 10 to 14 years of age

Specific characteristics of the product

Low transactional limits for payment and withdrawing in cash
Decreasing the option for e-transactions
Restrictions of the use of the card with regard to specific merchant outlets related to subject of activity as gambling, alcohol, cigarettes, etc.)

Coverage

International

Functionality

Chip, magnetic stripe and contactless functionality

Currency

BGN, EUR, USD depending on the type of the currency of the main card/account

Validity of the card

4 years, without an option for automatic re-issuance following the expiry of the card validity term

Time limit for issuing

Standard - 5 business days
Express - up to 48 hours

24/7 Customer Service Centre

in case of accident or if you need to check the card balance

Preferential conditions and special programmes

PLUS Programme

Terms and conditions and fees for issuing and servicing

Tariff for individual clients 444.5 KB

General terms and conditions - enclosed file 300.4 KB

Please, read the entire list of parameters of the card under the Tariff and the General Terms and Conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments.

Issuing and servicing
Parameters	Amount
Issuing	No fee
Express issuing/re-issuing	No fee
Current account opening	No fee
Re-issuing following expiry of the validity term	No fee
Monthly fee for card servicing	No fee
Monthly fee for account maintenance and servicing	No fee
Change of card parameters	No fee
Preferential conditions and package programmes	PLUS Programme

Transaction fees and limits

Transaction limits
Parameters	Amount
Payment in merchant outlets in Bulgaria and abroad	No fee
Cash withdrawal at an ATM:
of the bank in Bulgaria	No fee
of another bank in Bulgaria	No fee
of UniCredit Group banks abroad	No fee
of non-UniCredit Group banks abroad	3 ЕUR + 1%

Transaction limits
Parameters	Amount
Payment at POS terminals at merchant outlets	BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days
Cash withdrawal at an ATM in Bulgaria	BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days
Cash withdrawal at an ATM abroad	BGN 20 per a transaction BGN 40 per 24 hours BGN 100 per 7 days
Total number of payments per period	20 per 24 hours 50 per 7 hours

Issuing of the card

Required documents:

Application for issuing of a debit card for individuals
Birth Certificate of the minor person
ID card of a parent /guardian

Request your Debit MasterCard Kids at any Bank branch.

Application of the card and specific characteristics

The debit card is accepted in more than 32 million merchant outlets throughout the world and by more than 1.9 million ATMs - wherever Mastercard is accepted.

With his/her Debit Mastercard Kids your kid will be able to:

Make contactless payments - fast, easy and safely, with one motion, without entering a PIN code for purchases in the amount of up to BGN 25 in merchant outlets in Bulgaria with the contactless payments symbol
Pay for goods and services at POS terminals in merchant outlets in Bulgaria and abroad
Collect and pay using points for purchases at merchant outlets in the PLUS Programme
Cash withdrawal at an ATM

With the additional Debit Mastercard Kids the following transactions cannot be performed:

Cash back

Cash withdrawal at a POS terminal at a bank office

Paying of bills through ATMs in the system of BORIKA AD

Cash M transfer in the Republic of Bulgaria at an ATM offering this service

Cash withdrawal on a mechanical device - imprinter

List of the UniCredit Group banks whose ATM's you can use to withraw funds free of charge 64.2 KB

How does contactless payment work?

You can use your card contactlessly, if there is the characteristic symbol on the terminal, following these steps:

See the amount on the POS terminal display.
Tap your card to the symbol on the POS terminal.
The terminal makes sound and light signals and the transaction is complete.

In case of contactless payments abroad, the value of the payment below which the entry of a PIN code is not required is different and is defined by the Bank servicing the terminal and the international card organizations (ICO).

For example, the average limit for payment without entering a PIN code in Europe is EUR 25.

Card activation

The process of card activation is now much faster and easier. After you receive your bank card you can activate it by changing your initial PIN code at an ATM of UniCredit Bulbank AD or at any other ATMs with the Borica AD* logo.

LEARN MORE

* The card activation and the change of PIN code is possible only at ATMs in Bulgaria!

PLUS Programme

PLUS Programme is specifically developed for all customers using credit and debit bank cards. Your participation in the programme gives you an opportunity to automatically collect points with card purchases in merchant outlets our partner network.

The collected points can be used for purchase of goods and services in the whole partner network.
Review all current campaigns of our partners.