Credit Card Metro Plus

  • Tax free for issuing and reissuing, as well as for payment.
  • Credit limit granted by the bank which you can use without to repay what was already utilized - it is sufficient to pay the minimum repayment amount each month.
  • No transaction limits You can use the entire approved credit limit in a single transaction.
  • Increase of the card balance by depositing your own funds.
  • Additional cards Unlimited number of additional cards.

Request by phone for local mobile operators

apply at *2274
Credit Card Metro Plus
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Features and Fees

Credit card METRO Plus gives you and your employees the convenience of shopping in all stores of METRO in the country without carrying cash, with financing from UniCredit Bulbank and individual credit limit.

With credit card METRO Plus you use up to 45-day grace period for each payment during the accounting period, no daily limit of purchases - you can use the entire granted credit limit in a single payment.

Credit limit

From 1 000 to 15 000 BGN



Time limit for issuing

5 working days for standard

within 48 hours for express

Credit limit validity

2 years

Card validity

2 years

Minimum repayment amount

3% of the approved credit limit.

Grace period

Up to 45 days for purchases at POS terminal.

Upon full repayment of the total amount due by the 15th day of the month, you do not owe interest on purchases amount.

Due date

5th day of the current month or the first working day thereafter, if the 5th is a holiday.

Additional card

Yes, according to the tariff. Possibility to issue unlimited number of additional cards. The amount of the credit limit of the additional cards is determined as a fixed amount of the credit limit of the main card.


Chip and magnetic stripe

Preferential and special programmes

Secure Internet Payments automatically activated and free of charge

Liabilities repayment

  • Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
  • Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
  • Installments at ATM - with cash deposit to a credit card account
  • At cashier in the bank branch to a credit card account

24/7 customer service center

In emergency situations or when you need to check your card balance

Statements and notifications

  • Free of charge monthly statement of account via e-mail. Monthly statement covers a period of 30 calendar days (from 20th to 20th day of two consecutive months).
  • Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards

Revolving Business Credit Card METRO Plus for small, medium and large enterprises, traders under the Commercial Code, which are clients of METRO and hold a current account with the bank. Cardholders are individuals - representing and / or managing the company and the employees who are authorized by the legal entity, as well as freelancers.

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Tariffs and General Terms

Issue and serviceIssuance 




No fee

Express issuing/reissuing

15 BGN

Reissuing of a card after the expiry date

No fee

Reissuing of a card before the expiry date

10 BGN

Annual maintenance fee for main card

30 BGN

Annual maintenance fee for additional card

20 BGN

Payment of goods in retail outlets of METRO Cash & Carry Ltd.

No fee

Transaction fees



Blocking at the request of the cardholder and reissuance

15 BGN

Administration of outstanding obligations (within the specified term)

10 EUR

Fee for exceeding the credit limit


Generating a new PIN code


Card delivery at another branch of the bank


Annual subscription to SMS notification


SMS notification related to operation performed by bank card

0.15 BGN

SMS notification to check the available balance (using a personal code) 

0.10 BGN

Blocking fee at the request of the cardholder and reissuance

15 BGN

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.


*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

  • Credit limit granted to the METRO Plus card is targeted and is granted solely for purchase of goods in the shops of METRO.
  • You use the card in all sites of METRO in the country at their working hours - Sofia, Varna and Burgas - from 00:00 to 24:00 for all other cities - from 06:00 to 24:00.
  • The card is personal, with a unique number embossed on its front side and the name of the company and the cardholder are written on it.
  • METRO Plus card operates only through the card and accounting  system of UniCredit Bulbank. Transactions by card are made on terminals installed at the cash desks at shops METRO and are confirmed  by entering a PIN code.
  • Check the last 5 transactions at ATM of the bank.
  • Change the PIN code at  ATM of UniCredit Bulbank.

How to apply

Required documents and terms

  • Application for issuing of a business bank card
  • Identity Card of the manager and cardholder (if they are two different persons)
  • Constitutive documents
  • Financial statements for the previous two years and / or ongoing interim statements (Balance and Profit and Loss statement) and Tax return for the last year

The Bank reserves the right to request additional documents in case of immediate need.

Apply for your METRO Plus

In branch of the bank

Apply for the card in any bank branch.

In the shops of METRO

After presenting your customer card METRO.

Approval of limit under the business credit card

Within 3 working days from the submission of documents in the branch you will be notified of the decision on the amount of the approved credit limit on your business credit card METRO Plus.

Receiving of business credit card

Card will be issued and handled at the branch that received your documents or other branch specified by you not later than 5 business days from the date of submission of documents for its issuance.

Security Tips

Take care of your financial security by following a few simple rules when using your card.

On payments at POS terminals

Additional Card Services

Other Card Offers