Credit Card Metro Plus

Features and Fees

Credit card METRO Plus gives you and your employees the convenience of shopping in all stores of METRO in the country without carrying cash, with financing from UniCredit Bulbank and individual credit limit.

With credit card METRO Plus you use up to 45-day grace period for each payment during the accounting period, no daily limit of purchases - you can use the entire granted credit limit in a single payment.

Credit limit

From 1 000 to 15 000 BGN

Minimum repayment amount

3% of the approved credit limit.

Grace period

Up to 45 days for purchases at POS terminal.

Upon full repayment of the total amount due by the 15th day of the month, you do not owe interest on purchases amount.

Due date

5th day of the current month or the first working day thereafter, if the 5th is a holiday.

Preferential and special programmes

Free insurance
Secure Internet Payments automatically activated and free of charge

Functionality

Chip and magnetic stripe

Currency

BGN

Credit limit validity

2 years

Card validity

2 years

Time limit for issuing

5 working days for standard

within 48 hours for express

Additional card

Yes, according to the tariff. Possibility to issue unlimited number of additional cards. The amount of the credit limit of the additional cards is determined as a fixed amount of the credit limit of the main card.

Card service

Liabilities repayment

Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
Installments at ATM - with cash deposit to a credit card account
At cashier in the bank branch to a credit card account

24/7 customer service center

In emergency situations or when you need to check your card balance

Statements and notifications

Free of charge monthly statement of account via e-mail. Monthly statement covers a period of 30 calendar days (from 20th to 20th day of two consecutive months).
Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards

Terms and fees for issuing and service

Revolving Business Credit Card METRO Plus for small, medium and large enterprises, traders under the Commercial Code, which are clients of METRO and hold a current account with the bank. Cardholders are individuals - representing and / or managing the company and the employees who are authorized by the legal entity, as well as freelancers.

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Tariffs and General Terms

Issue and serviceIssuance
Parameters	Value
Issuing	No fee
Express issuing/reissuing	15 BGN
Reissuing of a card after the expiry date	No fee
Reissuing of a card before the expiry date	10 BGN
Annual maintenance fee for main card	30 BGN
Annual maintenance fee for additional card	20 BGN
Payment of goods in retail outlets of METRO Cash & Carry Ltd.	No fee

Transaction fees

Transaction fees
Parameters	Value
Blocking at the request of the cardholder and reissuance	15 BGN
Administration of outstanding obligations (within the specified term)	10 EUR
Fee for exceeding the credit limit	5 EUR
Generating a new PIN code	5 BGN
Card delivery at another branch of the bank	5 EUR
Annual subscription to SMS notification	5 BGN
SMS notification related to operation performed by bank card	0.15 BGN
SMS notification to check the available balance (using a personal code)	0.10 BGN
Blocking fee at the request of the cardholder and reissuance	15 BGN

Application of the Card

Credit limit granted to the METRO Plus card is targeted and is granted solely for purchase of goods in the shops of METRO.
You use the card in all sites of METRO in the country at their working hours - Sofia, Varna and Burgas - from 00:00 to 24:00 for all other cities - from 06:00 to 24:00.
The card is personal, with a unique number embossed on its front side and the name of the company and the cardholder are written on it.

METRO Plus card operates only through the card and accounting system of UniCredit Bulbank. Transactions by card are made on terminals installed at the cash desks at shops METRO and are confirmed by entering a PIN code.
Check the last 5 transactions at ATM of the bank.
Change the PIN code at ATM of UniCredit Bulbank.

How to apply

Required documents and terms

Application for issuing of a business bank card
Identity Card of the manager and cardholder (if they are two different persons)
Constitutive documents
Financial statements for the previous two years and / or ongoing interim statements (Balance and Profit and Loss statement) and Tax return for the last year

The Bank reserves the right to request additional documents in case of immediate need.

Apply for your METRO Plus

In branch of the bank

Apply for the card in any bank branch.

In the shops of METRO

After presenting your customer card METRO.

Approval of limit under the business credit card

Within 3 working days from the submission of documents in the branch you will be notified of the decision on the amount of the approved credit limit on your business credit card METRO Plus.

Receiving of business credit card

Card will be issued and handled at the branch that received your documents or other branch specified by you not later than 5 business days from the date of submission of documents for its issuance.