Why choose us?

The consumer credit is provided by UNICREDIT CONSUMER FINANCING EAD. The amount of the monthly instalment depends on the date of use of the credit and the selected maturity date.
*Interest 5.89% is for fixed interest, valid under the following conditions: For credits from 250 EUR to 50,000 EUR, subject to: salary transfer, insurance and digital signing of documents. Without the possibility of debt refinancing in UniCredit Consumer Financing EAD.

Example: Consumer credit in the amount of 10,000 EUR /19,558.30 BGN for 120 months and without a fee for examination. Monthly instalment 118.88 EUR / 232.51 BGN at fixed GLP 5.89%, Apr 8.42% and salary transfer and digital signature of the credit agreement. 

The total amount due at the end of the credit period is 14,265.42 EUR/27,900.74 BGN, including Credit Protection Package B insurance, for a total amount of 1,020 EUR/ 1,994.95 BGN for the entire credit term. Monthly insurance premium – 8.50 EUR / 16.62 BGN, included in the monthly instalment. Credit insurance is not mandatory and is provided additionally at the choice of the client. Should there be no insurance included in the consumer credit, other credit conditions apply. The interest rate is determined according to the method of signing and the presence of credit insurance.

* * According to the requirements of the law on the introduction of the Euro in the Republic of Bulgaria, the values presented in EUR and BGN are for the purpose of dual indication of the amounts, applying the official exchange BGN/EUR rate  of 1.95583/1 and are rounded to the second decimal place. Rounding is based on the third decimal place: when the third decimal place is less than five, the second decimal place remains unchanged, when the third decimal place is greater than five, the second decimal place increases by one.

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