Mortgage loans

Whether you dream of a new home, are planning a renovation, or are looking for a more flexible financing solution, a mortgage loan can help you achieve your goals. At UniCredit Bulbank, you can choose from a range of mortgage loan solutions tailored to your individual needs. 

 

Standard mortgage loan

Suitable for purchasing a home and covering related expenses. 
Up to 85% financing based on the property's market value. 

Can be used for: 

• Purchase of residential property, including prefabricated houses 
• Renovation, construction and finishing works on the purchased property 
• Refinancing of mortgage loans with a similar purpose 
• Financing for young families 
   

Loan term: up to 30 years, in accordance with the measures of the Bulgarian National Bank. 

 

Universal mortgage loan

Greater flexibility for a variety of plans and projects. 
Up to 70% financing based on the property's market value. 

Can be used for:

• Financing current needs 
• Purchase of an office, retail space, garage or land 
• Construction, renovation and finishing works 
• Refinancing or consolidation of existing liabilities 

Loan term: up to 25 years.