Mortgage loan

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A mortgage loan is a type of loan secured by real estate. The bank provides two types of mortgage loans: Standard and Universal mortgage loans.

 

Standard mortgage loan

  • Amount of funding:

Up to 90% from the market valuation of the property

  • Purpose:

Financing for the purchase of a property, construction, repair and/or finishing activities of the purchased residential property; Refinancing of similar targeted loans

  • Term:

Up to 35 years*

 

Universal mortgage loan

  • Amount of funding:

p to 70% from the market valuation of the property

  • Purpose:

Financing current needs of individuals; Purchase of an office, shop, garage (in case the garage is not attached to a residential property), land, etc.; Construction, repair and finishing works; Refinancing of loans with a similar purpose or consolidation of obligations (Consumer loans, Credit cards, etc.)

  • Term:

Up to 25 years*

* Age of the customer at the end of the loan term - maximum 70 years.