Advantages

  • Possibility of multiple drawdown and repayment within the amount and term of the credit
  • Optimal management of interest costs
     
  • Term of up to 36 months
  • Quick response after submitting the required documents
     

What can you use revolving credit for?

  • You can cover periodically occurring costs for goods and services.
  • You can provide deferred payment for your customers.
  • You can pay orders to your suppliers in advance.

 

Tariffs and General Terms

Frequently Asked Questions

A revolving credit is a short-term credit used to finance working capital needs which can be revolved (utilised and repaid) indefinitely for the entire duration of the contract.

Revolving credit  is designed to meet extraordinary and irregular needs for working capital, while overdraft is aimed at a spending limit for regular payments of debts and expenses. The use of the limit of the revolving credit is entirely managed by the client, while in the case of the overdraft the amount is available in the account and is automatically repaid to the amount of the limit.

A revolving credit is a financial instrument which allows you to:

  • Meet extraordinary or regular working capital needs for your business;
  • Purchase materials, consumable items, raw materials, and goods;
  • Utilise and repay the credit repeatedly, tailored to the specifics of the business.
     

Interest on the revolving credit is accrued only on the amount of the credit limit used.

The minimum required documents are Annual Financial Statements for the last completed year and Annual Tax Return. After consulting with an Expert, you will also receive a complete list of all documents necessary for the utilisation of the loan.

Application Process

 

Complete a short online request

A bank expert will contact you

Remote document submission

Utilisation of the credit without visiting a bank branch

 

Apply now