Several forms of credit with pre-defined forms, terms and amount:

  • Overdraft and/or International Business Card with pre-defined credit;
  • Revolving loan;
  • Standard Loan for working capital;
  • Conditional loan.
  • Amount* up to 40% of the net sales income for the preceding tax year;
  • Repayment up to 12 or up to 18 months**
  • Utilization according the terms of each loan product;
  • Allowances for the holders of Bank’s packages programmes

* The cumulative amount of all credit products, respecting at the same time the individual limits for each product.

** In case of conditional loan with Good Execution Guarantee, Guarantee for  participation in auction, Service warranty, Guarantee of return of an advance payment, Customs guarantees.
Each type of credit is to be utilized and repaid under its individual terms and conditions.

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Interest rate conditions

The loan is granted pursuant to General Terms and Conditions of UniCredit Bulbank AD for granting loans to entities carrying out business activities (in Bulgarian)

Fees and commissions

Pursuant to the concretely indicated articles and notes of the TARIFF for fees and commissions of UniCredit Bulbank AD applicable to legal entities and sole traders

Collateral

  • The loan can be collateralized by assets of the borrower or third persons, including real estates, movables, cash funds, valuables, securities, mutual funds, receivables from third parties, etc., drawn up pursuant to the statutory form and order;
  • Collateral’s property insurance is required.
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Contact us if you would like to obtain any information concerning UniCredit Bulbank's products, services and activities.

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