- Free of charge Travel Accident Insurance package with Generali Insurance AD - The insurance policy for Travel Assistance and Travel Accident for bank cardholders provides cover of damages, diseases or other travel-related inconveniences which may arise abroad. The insurance cover is valid 24 hours per day during the trip and covers damages which occur all over the world (except Bulgaria).. In Bulgaria the insurance covers only the events “Death due to accident” and “Full disability due to accident”. The insurance is activated, if a tourist service package or s other service connected with the trip has been purchased with the insured card or upon arrival by using the card at an ATM or a POS terminal/s, when the insured cardholder/s is already abroad. In order to activate the cover in Bulgaria the card should be used at an ATM or a POS terminal/s in Bulgaria at least once in a year.
Valid for Visa Classic/MasterCard Standard, Visa Business/ MasterCard Business, Visa Gold/ MasterCard Gold and Visa Platinum/ MasterCard Platinum bank cards
- Creditor Stability Insurance by Cardiff – Life Insurance, Bulgaria Branch and Cardiff General Insurance, is voluntary and offered in the branches of UniCredit Bulbank AD to cardholders with newly issued or renewed/reissued credit cards. It covers unemployment due to dismissal in accordance with the Labour Code, temporary, permanent loss of capacity and death due to disease or an accident. For customers with a newly issued credit cards having taken up Creditor Stability insurance the monthly interest rate is reduced by 0.1% monthly / 1.2% annually.
Valid for Visa Classic/MasterCard Standard, Visa Gold/MasterCard Gold and Visa Platinum/ MasterCard Platinum credit cards
- Secure Wallet Insurance by Chartis Europe S.A. (Bulgaria Branch) is offered in the branches of UniCredit Bulbank AD and is voluntary. The insurance covers financial losses resulting from theft or loss of the card, purchase protection, replacement of ID documents, keys and locks, stolen/lost together with the card, death due to accident. The insurance is annual with automatic renewalagainst a minimum annual installment of BGN 23.97 (in case the amount is available with the account).
Valid for Maestro, Visa Electron, VPAY, Visa Classic/ MasterCard Standard, Visa Gold/ MasterCard Gold и Visa Platinum/ MasterCard Platinum bank cards
- Active Protection Insurance is tailor made and offered only by the telephone to cardholders of UniCredit Bulbank by Chartis Europe S.A. (Bulgaria Branch) and covers medical expenses resulting from an accident, permanent loss of capacity due to accident, death due to an accident and others. The customers may choose among four types of insurance covers and between two packages, “Individual” and “Family”. The insurance premium is collected on monthly basis and is automatically renewed until the client terminates it.
Valid for Maestro, Visa Electron, VPAY, Visa Classic/MasterCard Standard, Visa Gold/ MasterCard Gold и Visa Platinum/ MasterCard Platinum bank cards
- Care Insurance of Chartis Europe S.A. (Bulgaria Branch) is offered exclusively only by the telephone to cardholders of UniCredit Bulbank AD by Chartis Europe S.A. (Bulgaria Branch) and covers daily cash in the case of hospitalization caused by accident or illness as well as permanent full work disability. The customers may choose among four types of insurance coverage and between two packages, “Individual” and “Family”. The insurance premium is collected on monthly basis and is automatically renewed until the client terminates it.
Valid for Maestro, Visa Electron, VPAY, Visa Classic/ MasterCard Standard, Visa Gold/ MasterCard Gold и Visa Platinum/ MasterCard Platinum bank cards.




