In life one should plant a tree, create a home, raise a child. Times are tough, but that is why one should focus on the important things in life. We created mortgage credit First home especially for the purchase of a first own home. With its favorable conditions and interest rate, fixed for the first 5 years, as well as an insurance against temporary loss of income and a free 6 month credit certificate and, we will help you create your home.
Take First home loan in eur:
- Fixed interest for the first five years 7.39%* in euro with payroll transfer in the bank;
- No application fee;
- Lowest up-front taxes – only 0.95%;
- No penalty fee for early repayment with own funds after the fifth year;
- Free Loan certificate for 6 months, so that you shall have enough time for choosing your new home;
- “Loan protection” insurance – to assure the payment of the installments even in case of temporary loss of incomes.
*APR = 9,30%, for a loan of 40 000euro, paid on annuity installments, for 20 years,( includes fees and insurance, covering the risk of unemployment), formed by a fixed annual interest for the first five years 7.39% and floating annual interest rate for the rest of the period amounting on the date of the contract 7,09%, with no application fee, with over 1500 BGN payroll transfer in the Bank,with use of Bulbank Online and purchased investment product - “Saving plan”, Allianz life insurance or direct investment of min. 500 eur in Pioneer funds.
And more:
- Bulbаnk Online free of charge, where you can check and pay your loan installments;
- Free issuing of V PAY debit card for safe Internet payment;
- UNICO Light Package program at preferential price – 4 BGN;
- Option for a consumer loan of up to EUR 5000.
