VISA Classic/MasterCard Standard - Description

Description

The International debit card Maestro with chip gives you guaranteed and secured access to your money 24/7;
No issuing or reissuing fee after expiry date;
The card is with both chip and magnetic stripe, ensuring maximum security and opportunity to use it at all ATM and POS terminals;
The card is personal with unique number embossed on the face and the cardholder’s name are embossed on it;
Defined by the Bank spending limits;
Receiving of information via SMS for transactions made in case the customer is subscribed for the service.
The validity is 5 years and is shown on the card and expires at 24.00 of the last day of shown month.

Interest rate – the interest rate which applied by the Bank to current accounts in BGN;
Period of accumulation of interest – annual at the end of each calendar year;
Interest base – 360/360.

Cash withdrawal – at ATM (always in local currency of the country in which the transaction is made) at POS terminal at Bank’s counter or imprinter;
Payment of goods and services at POS terminal at merchant outlets – in the country or abroad anywhere the Visa or MasterCard logo is displayed;
Payment of bills and services at ATM through B-pay system;
Balance inquiries (Visa Classic – at ATM in Bulgaria and abroad) MasterCard Standard – only at ATMs in Bulgaria);
Inquiry for the last five transactions (only at ATMs in Bulgaria);
Change of PIN code (only at ATMs in Bulgaria).

Payment of goods and services at international internet sites. The data which you need to enter in the relevant fields in the internet site are your name, card number and expiry date. For confirmation of the transaction is entered the so called CVV2/CVC2 (card verification code). This is unique for each card 3-digit code which is displayed on the back of the card on the signature panel;
Payments of goods and services with the absence of the card (MOTO transactions).