Standard Current Accounts

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The current accounts are used with the purpose of saving own funds, at each time at disposal of the Customers, without any restriction and without a period for submission a notification to the Bank.

Terms and conditions

  • You can open your current account in BGN, EUR, USD, GBP or CHF;
  • You are given the possibility to open your account at zero balance for period of 30 days;
  • Keeping sum over BGN 50 or EUR, USD, GBP or CHF 25 ensures that the interest rate will be accrued, as per the Interest Bulletin of UniCredit Bulbank for Individuals with annual regularity of the accrual;
  • You may get the interest rate under a different account, indicated by you;
  • You are capable of executing banking operations of all kinds at real time and from each office of the Bank;
  • By your request, your remuneration or other kinds of rewards can be received under the account with or without an agreement with your employer;
  • You can subscribe to the service for payment of public utilities and other regular payments;
  • You can execute operations via Bulbank Online;
  • You can use the account for execution of transfers from/to a card account via ATM;
  • A credit-overdraft can be disbursed to you under your account as per the valid for the product terms and conditions;
  • The current account can be the main package account or a part of a package programme

Interest rates conditions

The Bank charges an interest on the account funds on the basis 360/360 days per annum at the interest rate percentages for the respective currency in compliance with the market situation. The interest charged is capitalized under the current account at the end of each year. The Bank charges interest only on balances, which are larger than the minimum balance required for the respective currency.

Information on the balance and transfers on the account could be obtained via