Overdraft with financial collateral

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Dispose with amount Depending on the value of the offered collateral with up to 12 months tenor with possibility for prolongation.


Interest Rate

Annual interest rate comprising a base interest rate (market indices SOFIBOR, EURIBOR, LIBOR + premium) plus margin

Fees and commissions

According to the Tariff of UniCredit Bulbank for Individuals

Collateral

  • Blocked funds with the bank;
  • Bank guarantees;
  • Local and foreign government securities;
  • Local and foreign corporate securities;
  • Mutual funds;
  • Life-insurance with saving plan.

Requirements towards the borrowers

  • Minimum 6 months of work experience;
  • Minimum net monthly income of 200 BGN (net income = gross income – taxes and social insurance installments);
  • The age of the borrower at the loan maturity date to be below 60 years for women and 63 years for men.