Overdraft on debit card with pledge of receivables

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  • The amount of up to 5 your nett salaries at your disposal;
  • Repayment for up to 12 months with possibility to prolong;
  • Discounts with the Product Packages

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Interest Rate

Annual interest rate comprising a base interest rate (market indices SOFIBOR, EURIBOR, LIBOR + premium) plus margin

Fees and commissions

According to the Tariff of UniCredit Bulbank for Individuals

Collateral

Pledge on receivables from accounts crediting

Requirements towards the borrowers

  • Minimum 6 months of work experience;
  • Minimum net monthly income of 200 BGN (net income = gross income – taxes and social insurance installments);
  • The age of the borrower at the loan maturity date to be below 60 years for women and 63 years for men.
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