Consumer loan with guarantors

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Up to 15 000 euro with up to 10 years repayment period


Interest Rate

Annual interest rate comprising a base interest rate (market indices SOFIBOR, EURIBOR, LIBOR + premium) plus margin

Fees and commissions

According to the Tariff of UniCredit Bulbank for Individuals

Collateral

  • For loans up to BGN 10,000 – one guarantor;
  • For loans up to BGN 30,000 – two guarantors;
  • A life-insurance of the borrowers.

Requirements towards the borrowers

  • Minimum 6 months of work experience, respectively 12 months of practice for single proprietors and free lancers;
  • Minimum net monthly income of 200 BGN (net income = gross income – taxes and social insurance installments);
  • The age of the borrower at the loan maturity date to be below 60 years for women and 63 years for men.