Apply for a consumer loan in euro till 31.03.2011 without application fee
- Save without feel uneasy for funding your current needs. Repayment period of up to 10 years;
- Discounts with the Product Packages
Reduce the interest rate* of your consumer loan in euro with 0.5%, with the package programs Unico Light, Unico Classic, Unico Vip
Interest Rate
Annual interest rate comprising a base interest rate (market indices SOFIBOR, EURIBOR, LIBOR + premium) plus margin
Fees and commissions
According to the Tariff of UniCredit Bulbank for Individuals
Collateral
- Blocked funds with the bank;
- Bank guarantees;
- Local and foreign government securities;
- Local and foreign corporate securities;
- Mutual funds;
- Life-insurance with saving plan.
Requirements towards the borrowers
- Minimum 6 months of work experience, respectively 12 months of practice for single proprietors and free lancers;
- Minimum net monthly income of 200 BGN (net income = gross income – taxes and social insurance installments);
- The age of the borrower at the loan maturity date to be below 60 years for women and 63 years for men.
*The reduction of the interest rate is for Consumer loans in euro applications till 31.03.2011 by clients, which use/purchase package program Unico Light/Unico Classic/ Unico Vip with at least one activated utility payment and insurance 'Home property' (to product Current account, Saving account or Term deposit). The reduction is valid with simultaneous use of both products.A refusal of the package program or not renewing the insurance for one-year period are conditions for interruption of the reduce and increase of the current interest rate level.
