European Gate is UniCredit Group’s product for corporate clients willing to dispose centrally of their accounts or accounts of their subsidiaries in other banks of UniCredit Group. UniCredit Bulbank gives the opportunity to other banks’ of the Group corporate clients with accounts in UniCredit Bulbank to use as form of payment MT101 an Application for credit transfer.
Cut-off times for execution of domestic and cross-border credit transfers by UniCredit Bulbank (from Monday to Friday) | |||||
Domestic payments | |||||
Channel | Payment system | Term of payment order deposit/ acceptance of payment order | Execution date | Debit value (for ordering's account) | Credit value (for beneficiary's account) |
E-channel | BISERA/SEBRA | till 14:00 | Same working day | Same working day | Same working day |
from 14:00 to 19:00 | Next working day | Next working day | Next working day | ||
RINGS | till 15:00 | Same working day | Same working day | Same working day | |
after 15:00 | Next working day | Next working day | Next working day | ||
Bank internal transfer | till 18:00 | Same working day | Same working day | Same working day | |
after 18:00 | Next working day | Next working day | Next working day | ||
Payment orders in foreign currency with TOM value for corresponding bank | |||||
Channel | Payment system: | Term of payment order deposit | Execution date | Debit value (for ordering's account) | Value date for corresponding bank |
E-channel | SWIFT for corresponding domestic or foreign bank | till 15:00 | Same working day (D) | Same working day (D) | Next working day (D+1) |
after 15:00 | Next working day (D+1) | Next working day (D+1) | After next working day (D+2) | ||
Payment orders in foreign currency with SAME DAY value for corresponding bank | |||||
Channel | Payment system: | Term of payment order deposit | Execution date | Debit value (for ordering's account) | Value date for corresponding bank |
E-channel | SWIFT for corresponding domestic or foreign bank | till 15:00 | Same working day (D) | Same working day (D) | Same working day (D) |
after 15:00 | Next working day (D+1) | Next working day (D+1) | Next working day (D+1) | ||
Bank internal transfer | till 18:00 | Same working day (D) | Same working day (D) | ||
after 18:00 | Next working day (D+1) | Next working day (D+1) | |||
Note: Cut-off times for payment order execution for cross-border credit transfers are not guaranteed in case of payment charges is "OUR" | |||||
